National Business Incubation Association (NBIA)
And Other Sources

Commercial	Department of Commerce
Department of Defense	Department of Energy
Edison BioTechnology Center	Environmental Protection Agency
Federal Money Retriever	Gates Foundation
NCIC Capital Fund	Ohio SBDC
Sloan Foundation	Small Business Administration

Commercial Finance Group provides financing for business to business receivables for companies that don't qualify for bank lending. This includes companies with sales growing faster than their working capital and equity. It also includes startup companies. Contact Stephen A. Sims.

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The BioInvestment Fund is a creative financing source for start-up and early-stage companies in Ohio's biomedical/biotechnology industry. It is a tool to help bridge the gap between traditional research funding and bank, angel or venture financing. Applicants may either be start-up or small existing companies. Amount available: up to $100,000.

Eligibility: Start-up and early-stage biomedical/biotechnology companies located in the state of Ohio are eligible for funding. Companies must be incorporated, and have annual sales of less than $5 million. Matching commitments of 1:1 or greater is expected.

Use of Funds: Technology Development, Marketing Activities, Business Development, Legal Expenses (those directly related to acquisition or expansion of intellectual property), Patent Expenses, Development of Plans and Submissions to regulatory agencies.

Details:
Shauna R. Brummet, Ph.D.
http://www.ebtc.org/

Deadline:

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Small Business Gateway Saving and Finding Money: Federal Assistance, Business Financing, Doing Business with the EPA, and Financial Models.

Details:
http://www.epa.gov/smallbusiness/money.htm

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DoD SBIR Fast Track A key to phase II funding, additional investment, and commercial success. Under DoD's Fast Track policy, phase I SBIR projects that attract some matching cash from an outside investor for phase II are evaluated under a separate standard and therefore have a significantly higher chance of phase II award.

Details:
http://www.acq.osd.mil/sadbu/sbir/overview.html

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Federal Money Retriever One-stop guide to U.S. federal funding programs. Grants, loans, and other assistance.

Details:
http://www.fedmoney.com/

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Gates Millennium Scholarships: pledged $1 billion toward full college scholarships for minority students in the fields of education, mathematics, science, and engineering. The United Negro College Fund administers the program in partnership with the Hispanic Scholarship Fund and the American Indian College Fund.

Details:
http://www.gmsp.org/

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The National Center for Industrial Competitiveness (NCIC) was formed as an innovative not-for-profit corporation to respond to the economic development needs of the Great Lakes Region. Its initial funding has been received from the federal government and was matched with funding from the State of Ohio. NCIC will drive long-term economic growth and job creation by leveraging new and existing businesses, technology, training, information, and funding. NCIC provides loans to support product and business development for the start-up of new businesses and expansions of existing businesses. NCIC also leverages existing local, state and federal government organizations to supply a comprehensive set of goal oriented services.

Details:
http://www.ncicfund.org/

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The Ohio SBDC Program was established in 1985 in partnership with the U.S. Small Business Administration's national SBDC Program initiative. The program's mission is provide professional, in-depth counseling and training to entrepreneurs and to foster a strong climate for small business growth. The Ohio Department of Development's SBDC program has established over 60 community partnerships to create a statewide integrated system of small business service, advocacy and awareness. Today, these federal state and local partnerships contribute cash and in-kind resources of over $10 million dollars in support of small business development.

For funding details, please go to their main page and under Financing, select State (Link Deposit, Capital Access, Minority Business) or Federal links.

Details:
http://www.ohiosbdc.org/main.shtml

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Science and Technology, Standards of Living and Economic Performance, and Education and Careers in Science and Technology "Too often we fail to recognize and pay tribute to the creative] spirit." -- Alfred P. Sloan

Details:
http://www.sloan.org/

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Financing Your Business Loan Programs, Loan Forms, Lender Programs, Lending Studies, Loan Statistics, Size Standards, Secondary Markets, Surety Bond, Invest - SBIC, Invest - ACE - Net, Elect Tax Payments, Workshops, Shareware, and Outside Resources.

Details:
http://www.sba.gov/financing/

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